New FICO Could Influence How Mortgage Lenders Extend Credit to Borrowers

Data analytics company FICO announced that major modifications will be made to its credit scoring model. About every five years, FICO systematically updates its credit scoring formula to help lenders make better credit-granting decisions. According to FICO, the latest version will smooth the way for lenders to assess borrower risk. Consumers can…


CCPA: A Mortgage Manual

On New Year’s Day—January 1, 2020—we saw the California Consumer Privacy Act (CCPA) law go into effect.…


New Year, New URLA

The GSEs have announced a new implementation timeline for the revised URLA. Here’s what you…

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Meet BeSmartee’s Chief Compliance Officer

At the helm of BeSmartee’s internal compliance and audit staff is our dedicated chief compliance officer, Corey Johnson, who has held key executive and senior-level auditing and management positions at banks and wealth management firms for more than 12 years. Corey is responsible for overseeing and supporting day-to-day compliance at…

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