Company

Led by its Founders, BeSmartee's team is comprised of individuals who have worked in the lending industry for over fifteen years, applying their knowledge and expertise to develop a truly unrivaled user experience for lenders and their customers.

Co-Founders

Tim Nguyen

Tim Nguyen

Tim Nguyen served as a founder and chief executive officer of InHouse, a nationwide provider of appraisal services and technologies. As chief executive officer of InHouse, he delivered scale and profitable growth, transforming InHouse from its start-up phase to over 150 full-time employees within two years. In addition to his significant leadership experience, Mr. Nguyen has deep knowledge and expertise in the mortgage and lending industry.

Arvin Sahakian

Arvin Sahakian

Arvin Sahakian served as the founder and chief executive officer of Orion Home Loans, a nationwide mortgage brokerage. As chief executive officer of Orion Home Loans, he delivered scale and profitable growth, transforming Orion Home Loans from its start-up phase to over 40 full-time employees within two years. In addition to his leadership experience, Mr. Sahakian holds a Real Estate Brokers License with the California BRE and a Mortgage Loan Originator License registered with the NMLS. Mr. Sahakian’s background provides the Company with deep knowledge and a unique perspective on consumer workflows and origination processes.

Veronica Nguyen

Veronica Nguyen

Veronica Nguyen served as a founder of InHouse, a nationwide provider of appraisal services and technologies. During her time with InHouse, she sat on the Company’s board of directors and delivered scale and profitable growth, transforming InHouse from its start-up phase to over 150 full-time employees within two years. In addition, she has held a board position with OC Human Relations, an award winning non-profit organization servicing Orange County’s diverse communities. Ms. Nguyen’s background provides the Company with a unique set of knowledge and experience.

Backstory

Tim, Arvin, and Veronica went into the mortgage business out of college in late 2001. The Founders met in 2002, when Arvin, a loan officer, formed a working relationship with Tim and Veronica, real estate appraisers. From 2002-2006, Tim, Arvin and Veronica formed a friendship through their daily business dealings and had numerous conversations about their and their borrower’s frustrations working with fragmented and time-consuming processes within the mortgage industry.

The concept of BeSmartee was formulated in late 2006, as the mortgage crisis was gaining momentum and the difficulties borrowers and originators were having were becoming more apparent. The founders recognized the need for a faster, easier and more transparent origination process to benefit borrowers and lenders alike. The original concept was to develop a mortgage marketplace (like Expedia for mortgages), whereby borrowers can select any lender on the platform, view all loan programs from the lenders PPE, view closing costs, rates and APR easily, then begin and end their mortgage process completely online, giving the borrower the same tools as the lenders used.

As the mortgage crisis became a global economic crisis in 2008, BeSmartee’s original supporters began reconsidering their partnership and investment goals and initiatives. The Founders made a decision to put BeSmartee on the shelf in early 2008 as the Founders went back to their respective businesses, only to return when circumstances improved.

In January of 2014, BeSmartee re-started development, taking the underlying technology that would support the original marketplace, then developed it further to license to lenders under a white-label with enhanced tools and features that enable lenders to compete in the new digital lending landscape.

BeSmartee is always in development mode, and continuously reinvesting in themselves to strengthen existing products and developing new ones. Today, BeSmartee has several product lines in use by over three dozen clients. These product lines are: BeSmartee Mortgage (consumer loan POS), BeSmartee TPO (for wholesale lending), and BeSmartee Solar (a solar lending platform).

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