Digital mortgage blog

FlashSpread's cutting-edge technology empowers precise underwriting decisions, transforming the loan assessment process.

Discover the positive impact of mortgage technology at the MBA's 2023 Convention.

Discover how lenders succeed online when mortgage rates drop, leveraging the power of digital mortgage for streamlined processes and improved customer experiences.

Bank statement integration with tools like FlashSpread is revolutionizing cash flow analysis, offering real-time data and automation.

The global cash flow serves as a tool that breaks down barriers, revealing the amount of money available to bankers once the individual's and the company's fundamental needs have been met.

In this article, we will explore the advantages of working with an SBA Preferred Lender and the key differences between PLP and CLP lenders.

Discover how fintech advancements have streamlined loan processes while CDCs/CDFIs play a crucial role in supporting underserved communities. Learn how the 504 loan program facilitates access to affordable capital for small businesses, bridging the lending gap with personalized guidance and community-focused support.

The National Association of Government Guaranteed Lenders (NAGGL) Spring Conference recently brought together lenders, regulators and technology providers to discuss the latest developments in commercial lending. 

Manual tax return spreading is a laborious and time-consuming process for commercial lenders. Historically, underwriters would spend hours transferring a company’s financial records into spreadsheets. This process, called spreading, would take up a majority of an underwriter's time, resulting in slow decision times and room for error.

In short, financial statement analysis is a crucial part of your job as a commercial lender. By carefully reviewing financial statements, comparing planned and actual performance, and looking at industry comparisons, you can make more informed lending decisions and help ensure the long-term success of your borrowers.

Let’s look at the 7 most common types of data extraction, how they work, and where they can be applied.

If you're in the commercial lending business, then you know that delegation is paramount to success. From keeping track of clients to managing payments, there's a lot to stay on top of. Fortunately, technology has been kind, and commercial lenders now have a whole set of tools to help make their lives easier.