PITI Calculator

PITI Calculator

Luke Loan Officer

Calculate your PITI (principal, interest, taxes and insurance) payment

Principal & Interest


Principal, Interest, Taxes & Insurance


For a $300,826 loan, your principal & interest payment is $1,524. Add to that property taxes of $276, insurance of $0, and HOA dues of $0 your monthly PITI payment is $1,800.

About Your PITI Payment

PITI is your total housing cost and includes your principal, interest, taxes and insurance. This calculator also includes HOA dues which is not typically included in PITI, but is always added in later by lenders to analyze your front-end DTI ratio.

To view the details of your loan, including interest paid over the life your loan and more, click here.

BeSmartee TipTip: Pay more than your minimum principal & interest payment to payoff your mortgage faster. Click here to see how fast.