Product

BeSmartee is an adaptive next generation loan origination process that utilizes big data, artificial intelligence & auto-population to enable borrowers to go from initial contact to underwriting in minutes.

Choose from 100+ vendor integrations, including Day 1 Certainty™ services, for vetted information and faster underwriting.

Highlights

Customize everything your way

Customize everything your way

Whether you're doing an out-of-the-box deployment or a completely customized experience uniquely tailored to your brand, BeSmartee allows you to do it your way

We're integrated with everything

We're integrated with everything

From internationally recognized vendors to smaller shops, we boast an impressive variety of integrations. If your preferred vendor isn't on our list, we'll get them on board in no time at all

Setup and technical support

Setup and technical support

We're with you every step of the way, from onboarding to post-launch. Be at peace knowing that good help is just a phone call or email away

Agile development

Agile development

We're constantly improving BeSmartee and adding new features using the best in team management and software development practices

Benefits to Lenders

Increase Profitability
Increase Profitability

Reduce net costs to originate loans and increase profitability due to automated workflows and reduced manual data entry, thereby reducing errors and re-work.

Increase Efficiency
Increase Efficiency

Automation of simple and redundant tasks will enable sales, processing and underwriting personnel to have more time to cater to client needs, prospect for more business, and handle a larger pipeline. A lender portal will give your originators all the tools they need to remain outside of the LOS, such as editing the loan application, and running PPE, AUS, and credit.

Gain Marketshare
Gain Marketshare

Today's origination process does not satisfy expectations of streamlined processes and convenience. Give your borrowers, real estate agents and property developers 24/7/365 access to your loans to increase your presence and marketshare.

Easy Compliance
Easy Compliance

Deliver a Loan Estimate and initial disclosures quickly, with confidence that closing costs are highly accurate due to direct integrations with all of your vendors. Re-disclosures can be triggered in real-time, saving additional time and expenses. Document analyzing software ensures disclosures are compliant, otherwise they will not be generated and delivered to the borrower. Full audit trail available to lenders.

Benefits to Borrowers

Convenience

Using any device connected to the internet, your borrowers can shop and apply for loans at their leisure. Borrowers can utilize multiple options to communicate with you to get the support they need through built-in chat, email, and screen-sharing features.

Convenience
Ease of Use

Your borrowers will experience a clean, intuitive and painless application process. Using big data and artificial intelligence to auto-populate fields, borrower fall-out is reduced, thereby increasing conversion.

Knowledge
Trust

Inspire trust in your borrowers through every step of the loan application process by giving them control and guidance. A loan officer is always available to intervene and walk borrowers through the application process at any time.

Trust
Full Transparency

No surprises to borrowers. They are able to see all conditionally approved loans and all of the closing costs to help them make the best decision, thereby conveying a sense of security in knowing that they have more control and have all the information available at their disposal.

Transparency

Product Plans

Feature Tier 1 Tier 2 Tier 3 Tier 4
Complete 1003 Yes Yes Yes Yes
Identity Verification Yes Yes Yes Yes
Bank & Payroll Import Yes Yes Yes Yes
Credit Integration Yes Yes Yes Yes
Title & Closing Integration Yes Yes Yes Yes
Insurance Integration Yes Yes Yes Yes
PPE Integration Yes Yes Yes
LOS Integration Yes Yes Yes
CRM Yes Yes Yes
AUS Yes Yes
Payment Processing Yes Yes
eDocuments Yes
eSigning Yes

Completely Digital Origination Process

Loan Application

Loan Application

Full 1003 in minutes using Big Data & AI
Automated tri-merge credit report
Import income, assets & tax docs

Conditional Approval

Conditional Approval

Submit to your PPE
Submit to your AUS
Register/Lock loan from best matches

Disclosures & Appraisal

Disclosures & Appraisal

eDelivered & eSigned Initial Disclosures
Appraisal payment captured
Appraisal order fulfillment

Powerful Tools to Streamline the
Loan Origination Process

Loan Application

Loan Application

Allow borrowers to fill out a friendly online loan application in minutes

Credit

Credit

Run credit on borrowers and use those findings to provide the best loan matches

Import Bank Statements

Import Bank Statements

Automatically import bank statements from leading banks and credit unions

Product & Pricing

Product & Pricing

Run your borrowers through your preferred PPE and get accurate results

Automated Underwriting

Automated Underwriting

Run borrower files through your preferred AUS. Receive approved eligibility in real-time.

Income and Employment

Income & Employment

Use payroll and tax transcript vendors to automatically verify income and employment

Disclosures & Docs

Disclosures & Docs

Automatically generate a Loan Estimate and Initial Disclosures from doc vendors. Enable borrowers to review, download & eSign documents.

Closing and Funding

Closing & Funding

Use collaboration tools to communicate with all parties involved in the transaction

Import Tax Forms

Import Tax Forms

Access and import borrowers tax forms and documents, sparing borrowers time and frustration

Save time, money, and hassle. Request a demo today

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