We’re pleased to announce the latest release of our Mortgage POS Platform, Version 3.11.2. Besides continual improvements in system stability, this changelog calls out three feature enhancements and some notable system stability updates.
1. Feature Development
1.1 Xactus Credit Reporting Agency (CRA) Update with 360 Toolbelt
The latest update to the Xactus Credit Reporting Agency (CRA) integrates the 360 toolbelt for the Soft Credit Pull. This implementation also updates the previously named Avantus CRA to the current name Xactus360. This update empowers Xactus-integrated lenders to take advantage of the newly introduced Xactus360 toolbelt, streamlining the process by allowing the use of a single set of credentials for pulling both hard and soft credit reports.
1.2 Payment Button for Borrower’s Dashboard
BeSmartee system now provides a persistent payment button on the Borrower dashboard. Activation of the button is tied to the lender’s Encompass LOS field, specifically the appraisal order indicator, prompting the system to enable the payment button. Once activated, borrowers can click the button, initiating a URL redirect to the payment portal. Within the payment portal, borrowers are securely prompted to enter their banking details to complete the payment.
This payment button is fully configurable. Reach out to your BeSmartee customer support representative if you want this feature enabled. Looking forward, the functionality may expand to include many more payment scenarios.
1.3 Configurable Verification of Income/Employment
We have implemented a new configuration to manage the visibility of the Verification of Income/Employment (VOIE) import page within the borrower application workflow. This enhancement allows lenders the flexibility to customize their preferences, opting to present VOIE import as a condition rather than a mandatory step in the workflow.
2. Stability Enhancements
- Corrective maintenance resolved an issue with eSign Disclosures that affected the rendering of certain pages.
- Corrective maintenance was performed to make API (get-loan-data) work correctly with LoanThirdPartyPayment class.
- Corrective maintenance was performed to get the Loan Officer Assignment feature to work correctly for the campaign setting.
- Corrective maintenance was performed to get the Co-borrower Authorization Email process to work correctly.
