Welcome to the BeSmartee blog. Enjoy a wide selection of articles related to mortgages, the industry, and real estate.

Where Do Silicon Beach Startups Go In February? Schmoozd!

By Vince Work · Feb 14, 2016 · Our Journey

Where Do Silicon Beach Startups Go In February?  Schmoozd!

Image courtesy of Schmoozd, About Schmoozd

We're getting out of the office this Wednesday to mix it up with the Silicon Beach crowd. If you're in the area - come on by! We'd love to meet and chat.

What is Schmoozd?

Schmoozd is a quarterly mixer where the “technolust” crowd in Los Angeles gets together to mix and mingle. It’s organized by John Diep who has been putting on great events since 2010. If you’re busy coding your next startup or you're interested in the Silicon Beach scene – Schmoozd is a pretty good event to check out.

Where is it being held this quarter?

This quarter’s Schmoozd will be at Expert Dojo in Santa Monica.

Date: February 17, 2016

Time: 6:30 pm


What’s BeSmartee?

We’re a small startup out of Huntington Beach, CA. We’ve created an online mortgage marketplace where borrowers can shop for dozens of home loans from multiple lenders.

Think Expedia for Mortgages.

When you search for a home loan on BeSmartee, you’re shown multiple loans from multiple lenders. We show you all the fees and closing costs up front - we pride ourselves on being 100% transparent. As a matter of fact, BeSmartee is the first online mortgage marketplace where you can shop for an unbiased home loan. Meaning: BeSmartee is not a lender – we simply provide the marketplace.

When you use BeSmartee, you can:

  • Shop for home loans.
  • Compare rates and fees.
  • And close online from any device.

Since we’re a part of the SoCal startup scene, we’re excited to attend. Please come by our table and say hi! Just look for this banner:

what is BeSmartee - the banner

Be sure to follow these accounts:

Real Estate Commission: Explained, Revealed and Compared
By Arvin Sahakian · Aug 17, 2015 · Real Estate Data

Real estate agents receive commissions from home buyers and sellers, collectively earning over $50 Billion per year. Learn how commission amounts are set, who pays them, and how they work in this article. Read more.


California Property Tax: Complete List by County 2014-2015
By Tim Nguyen · Nov 26, 2014 · Real Estate Data

List of secured property tax rates for all counties of California fiscal year for 2014-2015. Read more.


California Proposition 60 and 90: Your Complete Guide
By Tim Nguyen · Nov 28, 2014 · Real Estate Data

If you live in California and are over the age of 55 you can effectively reduce your property taxes when buying a new home. Read more.


Houston vs. Dallas: Which One is Better to Live in?
By Amanda Curry · Oct 11, 2016 · Real Estate

Houston Vs. Dallas? If you are considering moving to either of these major metropolitan areas, we've created a resource to help you make the decision process a little easier. Read more.


What to Expect During the Home Loan Closing Process
By Arvin Sahakian · Feb 24, 2015 · Mortgage

You've heard the term used before, but what does loan closing mean? Find out all you need to know about the process. Read more.


5 Illegal Borrowing Activities: Things That Are Illegal When You Try to Get a Home Loan
By Laura Agadoni · Jan 22, 2016 · Mortgage

Whenever there is money to be made or money to be spent, some unscrupulous folks will take advantage, trying to game the system or commit all-out fraud. Read more.


The Surge in Foreign Real Estate Investment in the United States
By Laura Agadoni · Feb 24, 2016 · Real Estate

Foreign real estate investment in the United States, both commercial and residential, is a huge phenomenon that is only expected to accelerate, maybe even to skyrocket, in 2016. Read more.


Does Homeowners Insurance Pay Off your Mortgage if the House is Burned Down?
By Amanda Curry · Feb 8, 2017 · Mortgage

In this article, we explore how homeowners insurance works and what happens in the event of a house fire. Read more.


16 Ways to Improve Your Debt-to-Income (DTI) Ratio
By Veronica Nguyen · Nov 29, 2014 · Mortgage

Your DTI is used by mortgage lenders to determine whether you qualify for a loan, and if so, for how much. Improve your DTI with these 16 tips. Read more.


5 Tips on Getting a Mortgage Loan after Bankruptcy
By Veronica Nguyen · Apr 15, 2015 · Mortgage

A bankruptcy will make it very difficult to attain a home loan. These 5 tips will help you re-establish your credit quickly in order to qualify for a home loan. Read more.