Welcome to the BeSmartee blog. Enjoy a wide selection of articles related to mortgages, the industry, and real estate.

Attention Software Developers: Join The BeSmartee Team!

By Tim Nguyen · Mar 24, 2016 · Our Journey

Attention Software Developers: Join The BeSmartee Team!

Image courtesy of BeSmartee, Macbook

BeSmartee is a diverse, easy-going team located in Huntington Beach, CA. We're a family oriented company where values are the guiding force behind everything we do.

BeSmartee is “Expedia for mortgages”. We’re a mortgage marketplace where you can search for hundreds of loans from multiple lenders. Compare rates & fees, read lender reviews and choose any loan to get instantly approved in about 20-30 minutes.

We’ve taken the mortgage origination process from weeks to minutes:

  • BeSmartee cuts the funding time in half.
  • BeSmartee saves borrowers money.
  • BeSmartee helps lenders reduce costs and increases borrower quality.

We’re quite frankly the largest thing to happen to mortgages in a long time.

If you’re interested in helping change the mortgage industry, we’d like to hear from you.

  • Seeking a full-stack developer with strengths toward back-end.
  • Must be experienced with the LAMP stack.
  • Must be local to Orange County CA, as working together is a requirement - however remote working is OK a couple days a week.. If you live outside of Orange County CA, you will have to relocate.
  • Experience in mortgages preferred, or other highly regulated industries is a positive, but not required.
  • Must be easy to communicate with.
  • Must be self-driven and be able to solve business problems, in addition to coding challenges.
  • Must want to change the mortgage industry (in order to avoid another 2008 financial crisis).

We pay market rate salary + stock options.

For more information email .

Real Estate Commission: Explained, Revealed and Compared
By Arvin Sahakian · Aug 17, 2015 · Real Estate Data

Real estate agents receive commissions from home buyers and sellers, collectively earning over $50 Billion per year. Learn how commission amounts are set, who pays them, and how they work in this article. Read more.


California Property Tax: Complete List by County 2014-2015
By Tim Nguyen · Nov 26, 2014 · Real Estate Data

List of secured property tax rates for all counties of California fiscal year for 2014-2015. Read more.


California Proposition 60 and 90: Your Complete Guide
By Tim Nguyen · Nov 28, 2014 · Real Estate Data

If you live in California and are over the age of 55 you can effectively reduce your property taxes when buying a new home. Read more.


What to Expect During the Home Loan Closing Process
By Arvin Sahakian · Feb 24, 2015 · Mortgage

You've heard the term used before, but what does loan closing mean? Find out all you need to know about the process. Read more.


Houston vs. Dallas: Which One is Better to Live in?
By Amanda Curry · Oct 11, 2016 · Real Estate

Houston Vs. Dallas? If you are considering moving to either of these major metropolitan areas, we've created a resource to help you make the decision process a little easier. Read more.


The Surge in Foreign Real Estate Investment in the United States
By Laura Agadoni · Feb 24, 2016 · Real Estate

Foreign real estate investment in the United States, both commercial and residential, is a huge phenomenon that is only expected to accelerate, maybe even to skyrocket, in 2016. Read more.


5 Illegal Borrowing Activities: Things That Are Illegal When You Try to Get a Home Loan
By Laura Agadoni · Jan 22, 2016 · Mortgage

Whenever there is money to be made or money to be spent, some unscrupulous folks will take advantage, trying to game the system or commit all-out fraud. Read more.


Does Homeowners Insurance Pay Off your Mortgage if the House is Burned Down?
By Amanda Curry · Feb 8, 2017 · Mortgage

In this article, we explore how homeowners insurance works and what happens in the event of a house fire. Read more.


16 Ways to Improve Your Debt-to-Income (DTI) Ratio
By Veronica Nguyen · Nov 29, 2014 · Mortgage

Your DTI is used by mortgage lenders to determine whether you qualify for a loan, and if so, for how much. Improve your DTI with these 16 tips. Read more.


5 Tips on Getting a Mortgage Loan after Bankruptcy
By Veronica Nguyen · Apr 15, 2015 · Mortgage

A bankruptcy will make it very difficult to attain a home loan. These 5 tips will help you re-establish your credit quickly in order to qualify for a home loan. Read more.