Welcome to the BeSmartee blog. Enjoy a wide selection of articles related to mortgages, the industry, and real estate.

Attention Software Developers: Join The BeSmartee Team!

By Tim Nguyen · Mar 24, 2016 · Our Journey

Attention Software Developers: Join The BeSmartee Team!

Image courtesy of BeSmartee, Macbook

BeSmartee is a diverse, easy-going team located in Huntington Beach, CA. We're a family oriented company where values are the guiding force behind everything we do.

BeSmartee is “Expedia for mortgages”. We’re a mortgage marketplace where you can search for hundreds of loans from multiple lenders. Compare rates & fees, read lender reviews and choose any loan to get instantly approved in about 20-30 minutes.

We’ve taken the mortgage origination process from weeks to minutes:

  • BeSmartee cuts the funding time in half.
  • BeSmartee saves borrowers money.
  • BeSmartee helps lenders reduce costs and increases borrower quality.

We’re quite frankly the largest thing to happen to mortgages in a long time.

If you’re interested in helping change the mortgage industry, we’d like to hear from you.

  • Seeking a full-stack developer with strengths toward back-end.
  • Must be experienced with the LAMP stack.
  • Must be local to Orange County CA, as working together is a requirement - however remote working is OK a couple days a week.. If you live outside of Orange County CA, you will have to relocate.
  • Experience in mortgages preferred, or other highly regulated industries is a positive, but not required.
  • Must be easy to communicate with.
  • Must be self-driven and be able to solve business problems, in addition to coding challenges.
  • Must want to change the mortgage industry (in order to avoid another 2008 financial crisis).

We pay market rate salary + stock options.

For more information email .

Real Estate Commission: Explained, Revealed and Compared
By Arvin Sahakian · Aug 17, 2015 · Real Estate Data

Real estate agents receive commissions from home buyers and sellers, collectively earning over $50 Billion per year. Learn how commission amounts are set, who pays them, and how they work in this article. Read more.


California Property Tax: Complete List by County 2014-2015
By Tim Nguyen · Nov 26, 2014 · Real Estate Data

List of secured property tax rates for all counties of California fiscal year for 2014-2015. Read more.


California Proposition 60 and 90: Your Complete Guide
By Tim Nguyen · Nov 28, 2014 · Real Estate Data

If you live in California and are over the age of 55 you can effectively reduce your property taxes when buying a new home. Read more.


Houston vs. Dallas: Which One is Better to Live in?
By Amanda Curry · Oct 11, 2016 · Real Estate

Houston Vs. Dallas? If you are considering moving to either of these major metropolitan areas, we've created a resource to help you make the decision process a little easier. Read more.


What to Expect During the Home Loan Closing Process
By Arvin Sahakian · Feb 24, 2015 · Mortgage

You've heard the term used before, but what does loan closing mean? Find out all you need to know about the process. Read more.


5 Illegal Borrowing Activities: Things That Are Illegal When You Try to Get a Home Loan
By Laura Agadoni · Jan 22, 2016 · Mortgage

Whenever there is money to be made or money to be spent, some unscrupulous folks will take advantage, trying to game the system or commit all-out fraud. Read more.


The Surge in Foreign Real Estate Investment in the United States
By Laura Agadoni · Feb 24, 2016 · Real Estate

Foreign real estate investment in the United States, both commercial and residential, is a huge phenomenon that is only expected to accelerate, maybe even to skyrocket, in 2016. Read more.


Does Homeowners Insurance Pay Off your Mortgage if the House is Burned Down?
By Amanda Curry · Feb 8, 2017 · Mortgage

In this article, we explore how homeowners insurance works and what happens in the event of a house fire. Read more.


16 Ways to Improve Your Debt-to-Income (DTI) Ratio
By Veronica Nguyen · Nov 29, 2014 · Mortgage

Your DTI is used by mortgage lenders to determine whether you qualify for a loan, and if so, for how much. Improve your DTI with these 16 tips. Read more.


6 Creative Financing Solutions For Your Next Home Purchase
By Laura Agadoni · Mar 22, 2016 · Mortgage

In this article we explore some creative financing options for your next home purchase. Read more.